May 2007
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How To Choose A Unit Trust Fund?
Which type of funds to choose?
Before you invest, you should know your own risk profile and investment time frame. Do you need this money next year or 10 years down the road? Can you sleep at night if your investment goes down?
Investments in equity funds are long-term in nature; you should [...]
History Of Unit Trusts In Malaysia
Malaysia introduced the unit trust concept relatively early compared to its Asian neighbours, when, in 1959, a unit trust was first established by a company called Malayan Unit Trust Ltd.
The unit trust industry in Malaysia has therefore a history of more than four (4) decades. The development of this industry can be presented in chronological [...]
Introduction To Unit Trust / Mutual Fund
Unit Trusts / Mutual Funds are a mechanism that pools together individual investors’ money to form a very large investible fund. The advantage is that the fund can then be invested in a more diversified portfolio that is professionally managed by experienced fund managers.
Generally, there are two main types of unit trusts, equity [...]
Malaysians Do Not Have Financial Security
In The Star newspaper yesterday (Sunday May 27, 2007), in the front page and in Focus Pages, reported that most Malaysians do not have financial security. 95% of Malaysians are not prepared for retirement. Despite a growing awareness for the need to prepare for one’s retirement, many do not translate their plans into action.
Those in [...]
About Online Trading
The invention of the Internet has brought about many changes in the way that we conduct our lives and our personal business. We can pay our bills online, shop online, bank online, and even date online!
We can even buy and sell stocks online. Traders love having the ability to look at their accounts whenever they [...]
Understanding Bonds
There are certain things you must understand about bonds before you start investing in them. Not understanding these things may cause you to purchase the wrong bonds, at the wrong maturity date.
The three most important things that must be considered when purchasing a bond include the par value, the maturity date, and the coupon rate.
The [...]
Different Types of Bonds
Investing in bonds is very safe, and the returns are usually very good. There are four basic types of bonds available and they are sold through the Government, through corporations, state and local governments, and foreign governments.
The greatest thing about bonds is that you will get your initial investment back. This makes bonds the perfect [...]